Like the unseen mycelium network that sustains a forest, People's Leasing acts as a vital connector for its customers, employees, partners, and communities. By nurturing these intricate relationships through empathy and innovation, the company ensures that trust, opportunities, and growth flow seamlessly. This shared ecosystem builds collective resilience, allowing individuals and enterprises to flourish while rooting the organization deeply into the sustainable fabric of the nation.
Read Our Cover StoryThis report offers stakeholders a transparent and comprehensive overview of our performance over the past year. It details our strategic initiatives, key operational milestones, and robust governance practices, all driven by our commitment to sustainable, long-term value creation.
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Just as an invisible mycelium network sustains a forest, People's Leasing & Finance PLC has spent over three decades quietly empowering Sri Lanka's financial ecosystem.
Rooted in trust and collaboration, we connect entrepreneurs, families, and communities—fostering sustainable, organic growth to build a resilient and inclusive interconnected future.
To become legendary in the financial service scene as a provider of customer-friendly innovative and total solutions.
Dedicated value-added customer service to accomplish organisational service excellence whilst maintaining a sustainable competitive advantage.
Social Accountability
Economic Viability
Environmental Responsibility
The year 2025/26 marked another important step in People's Leasing's journey of renewal and growth. As Sri Lanka's economy continued its recovery, our organisation strengthened the network of relationships that connects us with customers, employees, communities, regulators and shareholders. These connections remain the foundation of our resilience and our ability to create sustainable value.
Chairman's MessageProf. Ajantha Samarakoon
I am pleased to present our performance for FY 2025/26, a year marked by renewed growth, stronger operational resilience, and meaningful progress across our strategic priorities. Underpinning these achievements was the mycelium-like strength of our people, processes, and partnerships, which enabled us to respond swiftly to changing market conditions and create sustainable value for our stakeholders.
Chief Executive Officer's ReviewSanjeewa Bandaranayake
Inspired by a living network, People's Leasing transforms financial, human, technological, operational, and relationship capitals into long-term stakeholder value. By adapting its strategies and resource allocation to navigate a complex regulatory and economic landscape, the Company effectively mitigates risks, captures emerging opportunities, and ensures resilience in a changing industry.
Explore our Value Creation ModelStakeholder engagement is a core pillar of People's Leasing's governance framework and value creation philosophy. As a systemically important, regulated financial institution, the Company recognizes that sustainable growth and long-term resilience depend on maintaining transparent, trusted, and constructive relationships with stakeholders who influence and are influenced by its operations. Accordingly, People's Leasing adopts a structured and continuous approach to stakeholder engagement to understand stakeholder expectations, identify material matters, manage risks and opportunities, and integrate stakeholder insights into strategic decision-making.
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Identifying material matters that have the greatest impact on our stakeholders and business is an important part of our value creation process. These material matters help us prioritise what is most relevant to the Company and guide our strategy, decision-making, resource allocation, and reporting practices.
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Championing Prosperity Financial Solutions founded on transparency, ethical practices and responsible investment to protect and grow stakeholder wealth.
Advancing Financial Inclusion Extending tailored Lending solution to SME and undeserved communities across nine provinces.
Job Creation Supporting entrepreneurship, business growth and employment generation through financing and branch expansion.
Leading the Transition to a Greener Economy Financing green projects and promoting environmentally responsible practices.
Sustainability Development Empowering underserved communities through financing, entrepreneurial support and livelihood development.
Supporting National Development Fulfilling tax obligations responsibly and transparently, contributing to government revenue.
Commitment to Environmental Stewardship Supporting environmental conservation through responsible leading and sustainable business practices.
Promoting women Empowerment Enabling greater access to opportunities for women across our customer and ecosystem.
Driving Sri Lanka's Digital Transformation Promoting digital literacy and expanding equitable access to digital platforms.
Our strategy is designed to ensure alignment with its long-term vision, stakeholder expectations and evolving market conditions. It is informed by insights from structured stakeholder engagement, internal assessment of organizational strengths and weaknesses and a rigorous analysis of external market dynamics.
Read MorePeople's Leasing was the proud recipient of an array of awards during the year. These accolades are a reflection of our sustained commitment to achieving excellence in every aspect of our operations.
As we cross every boundary with confidence, we remain stable with the unrelenting support of our leadership.
Board of Directors Corporate Management Senior ManagementPeople's Leasing's approach to corporate governance revolves around four core principles; transparency, accountability, governance, and sustainability and is aligned with all applicable regulatory requirements as well as voluntary codes and best practice standards.
View our Corporate Governance ReportThe Risk Control Architecture forms a core pillar of People's Leasing's integrated risk management framework. It provides the essential structure to embed strong risk management practices across every level of the organisation.
View our Risk Management ReviewBuilt on a foundation of transparency and integrity, our Financial Statements demonstrate the financial strength and resilience that enable People's Leasing & Finance PLC to regenerate, grow, and create sustainable value for tomorrow.
View Our Financial Statements ReportPLC views investors as vital nodes in an interconnected network of value creation. Built on trust, transparent communication, and consistent performance, investor confidence is sustained through robust governance and disciplined execution. By aligning business strategies with market conditions, the Company ensures efficient value flow, delivering sustainable, long-term returns for shareholders.
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